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Who is a surety - The banner shows a large insurance company like Swiftbonds.


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About Who is a Surety

Who can be a surety-- well, anybody can be a surety. In the older days, sureties were typically individuals, as a wealthy individual would provide surety on behalf of another. This would normally be a wealthier individual who would vouch for someone's character, such as a cattleman that would vouch for the banker.

In modern times, a surety is normally a large insurance company, like AIG or Zurich. These companies have divisions of their larger insurance company that serves as a surety. These divisions focus solely on surety bonds and have a history of default that they use to determine the risk with regard to a specific bond. See more about What is a Surety Bond?

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