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Introduction
From our perspective, manufactured housing manufacturers in Texas want more than just permission to operate—they want long-term credibility, legal compliance, and the ability to meet market demand with confidence. The Texas – Manufactured Housing MANUFACTURER ($50,000) Bond supports that mission by serving as a financial guarantee between the manufacturer, the state, and the public. It is required by the Texas Department of Housing and Community Affairs (TDHCA) as a condition of licensure and must be maintained throughout the license term.
This bond assures the state that the manufacturer will comply with all applicable housing codes, warranty obligations, and installation requirements. If the manufacturer fails to meet its duties—whether related to product defects, misrepresentation, or violation of licensing rules—the bond may be used to reimburse affected homeowners or agencies. It functions not only as a protection tool but as a demonstration of trust and professionalism in the housing industry.
This obligation complements other license-specific bonds such as the Texas – Manufactured Housing INSTALLER ($25,000) Bond, which applies to those physically installing homes, and the Texas – Manufactured Housing RETAILER ($50,000) Bond, which is required for professionals selling units to consumers. Each serves a distinct purpose, but all are designed to protect the public and promote responsible business practices.
Licensing Delays Often Begin with Bond Confusion
We’ve noticed that manufacturers often begin the licensing process unsure about which bond they need, when to submit it, or how it differs from insurance coverage. Some mistakenly believe that general liability or product liability insurance will satisfy the requirement. Others confuse the Texas – Manufactured Housing MANUFACTURER ($50,000) Bond with the bonds used for installers or retailers, leading to incorrect submissions and avoidable delays.
The manufacturer bond is required for any company or individual that produces or constructs manufactured housing units intended for installation in Texas. It applies to those who deliver units wholesale or directly to retailers and consumers. This bond is not interchangeable with the Texas – Manufactured Housing INSTALLER ($25,000) Bond, which applies to on-site work, or the Texas – Manufactured Housing RETAILER ($50,000) Bond, which covers retail transactions and dealership operations.
Failing to submit the correct bond or misunderstanding its purpose often causes the TDHCA to reject license applications or delay approvals until proper compliance is demonstrated. The application process is only successful when applicants understand and fulfill the exact bond requirements attached to their license type.
Swiftbonds Helps Manufacturers Comply with Confidence
Based on our experience working with manufactured housing professionals throughout Texas, Swiftbonds provides direct and dependable assistance to secure the correct bond every time. Our role is to remove the confusion and ensure that manufacturers submit the proper paperwork to the Texas Department of Housing and Community Affairs—quickly, accurately, and affordably.
We regularly help manufacturers navigate the bonding process, from startups entering the market to experienced companies expanding production. We also support related roles, assisting those seeking the Texas – Manufactured Housing INSTALLER ($25,000) Bond for installation compliance and the Texas – Manufactured Housing RETAILER ($50,000) Bond for dealership licensing.
Manufacturers benefit from our real-time application support, fast approvals, and clear communication. Swiftbonds simplifies the legal side of operations, allowing housing producers to focus on design, quality control, and delivery without getting caught in red tape. We stand ready to guide applicants from start to finish—turning requirements into results.
Steps to Secure the Manufacturer Bond
What we’ve discovered is that meeting the TDHCA bonding requirement is a predictable, repeatable process when done correctly. Here’s how manufacturers can secure the Texas – Manufactured Housing MANUFACTURER ($50,000) Bond efficiently:
Step 1: Determine License Eligibility
Confirm that your business is involved in the production or wholesale delivery of manufactured housing in Texas. If so, you are required to file this $50,000 bond with your license application.
Step 2: Gather Required Documents
Prepare your business formation documents, license application, and any financial or credit information requested by the TDHCA. This allows you to apply for the bond with the correct details.
Step 3: Apply Through Swiftbonds
Complete a bond application with Swiftbonds. We evaluate your business and credit profile to determine the bond premium—usually a small percentage of the $50,000 face value.
Step 4: Review Bond Terms and Sign
Once approved, you’ll receive your bond form. Review the conditions and sign to confirm your agreement to comply with state rules tied to manufactured housing production.
Step 5: Submit the Bond to TDHCA
File the signed bond with your license application. This must be completed before your license is issued. A delay in bond submission may cause your license approval to be postponed.
Step 6: Monitor Bond Renewals
This bond must remain active to maintain licensure. Renew annually or based on the TDHCA’s requirements. Let Swiftbonds help you track renewal timelines to avoid lapses.
Early Preparation Prevents Application Errors
We’ve found that early preparation significantly reduces the chance of delay or rejection by the state. Applying for the Texas – Manufactured Housing MANUFACTURER ($50,000) Bond at the beginning of the licensing process helps manufacturers meet all TDHCA requirements at once. When bonding is treated as a last-minute task, it often causes missed deadlines or unexpected denials.
Swiftbonds encourages applicants to secure their bond as soon as business formation is complete. That way, the paperwork can be submitted with the license package, reducing review times and keeping the operation on track. Waiting until after approval to arrange bonding only adds complexity and risk.
This guidance applies to other license categories, including those obtaining the Texas – Manufactured Housing INSTALLER ($25,000) Bond or the Texas – Manufactured Housing RETAILER ($50,000) Bond. No matter the license type, starting early always puts the applicant in a better position.
Lack of Bonding Leads to Penalties and Liability
In our observation, manufacturers who skip or delay bonding may face serious consequences. Without the Texas – Manufactured Housing MANUFACTURER ($50,000) Bond, the TDHCA will not issue a license, and any attempt to operate without one can result in fines, enforcement actions, or legal liability for contract breaches or product defects.
The bond provides financial protection if the manufacturer fails to meet warranty obligations, deliver conforming products, or comply with code standards. Without this guarantee in place, customers and state agencies have no means of recovery, and the manufacturer may face lawsuits or license revocation.
This risk applies in related sectors as well. An installer who fails to secure the Texas – Manufactured Housing INSTALLER ($25,000) Bond may be held liable for structural damages or incomplete work. A retailer who avoids the Texas – Manufactured Housing RETAILER ($50,000) Bond can face consumer claims for misrepresentation or failure to deliver homes. All license holders must be bonded to avoid legal and financial exposure.
Bonding Builds Trust with Clients and Agencies
We’ve learned that bonding creates more than legal compliance—it creates opportunity. The Texas – Manufactured Housing MANUFACTURER ($50,000) Bond assures regulators, retailers, and consumers that the manufacturer is financially secure and legally accountable. This peace of mind opens doors to business partnerships, vendor relationships, and long-term success.
Bonded manufacturers often qualify for larger contracts, faster state approvals, and better reputations in competitive markets. It signals to the public that the business is serious, professional, and prepared to stand behind its product. With support from Swiftbonds, Texas manufacturers can meet these expectations with ease and confidence.
Similar benefits apply to those carrying the Texas – Manufactured Housing RETAILER ($50,000) Bond and Texas – Manufactured Housing INSTALLER ($25,000) Bond. Each bond sends a clear message: this professional does business the right way.
State Statutes
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Texas Occupations Code §1201.111 – Requires manufactured housing manufacturers to file a $50,000 surety bond with the Texas Department of Housing and Community Affairs.
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Texas Administrative Code Title 10, Part 1, Chapter 80, Rule §80.20 – Establishes the required bond amounts and outlines license obligations for manufactured housing licensees, including manufacturers.
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Texas Occupations Code §1201.113 – Grants TDHCA authority to discipline licensees and enforce bonding requirements for those who fail to comply with regulations.
Conclusion
We’ve come to appreciate that the Texas – Manufactured Housing MANUFACTURER ($50,000) Bond is a critical step toward operating legally, building trust, and growing a durable business in Texas. This bond protects homeowners, secures compliance with state law, and proves that the manufacturer is serious about quality and accountability.
Swiftbonds helps applicants navigate the process from start to finish—avoiding delays, streamlining approvals, and delivering fast, accurate service. Whether you’re just starting out or scaling your operation, having the right bond in place means you’re ready to meet the demands of Texas’ manufactured housing market with confidence and professionalism.
Frequently Asked Questions
What does the Texas – Manufactured Housing MANUFACTURER ($50,000) Bond cover?
We’ve often noticed that applicants are unsure about coverage. This bond protects consumers and the state if the manufacturer fails to comply with licensing laws, warranty obligations, or product standards.
Who must obtain this bond in Texas?
We’ve often noticed confusion around license types. Any person or business engaged in producing or assembling manufactured homes for sale or delivery in Texas must file this $50,000 bond before being licensed.
How much does the bond cost each year?
We’ve often noticed concerns about affordability. While the bond is set at $50,000, most manufacturers pay a small annual premium—usually between $500 and $2,000—based on credit and business qualifications.
Is this bond the same as the installer or retailer bond?
We’ve often noticed applications submitted with the wrong bond. No—installers must obtain the Texas – Manufactured Housing INSTALLER ($25,000) Bond, and retailers must secure the Texas – Manufactured Housing RETAILER ($50,000) Bond. Each applies to a specific license type.
What happens if the bond is not renewed on time?
We’ve often noticed problems with expired bonds. If your bond lapses, the TDHCA may suspend or revoke your license, and you may not legally operate until coverage is reinstated. Always renew before expiration.