Key Takeaways for Texas Manufactured Housing Bond Requirements
The Texas Manufactured Housing Bond is required for businesses involved in manufacturing, selling, installing, or brokering manufactured homes in Texas. Required by the Texas Department of Housing and Community Affairs (TDHCA), this bond ensures compliance with Texas Occupations Code Chapter 1201 and protects consumers from financial harm caused by fraud, misrepresentation, or failure to meet contractual obligations.
Different license types—such as manufacturer, retailer, installer, or broker—require specific bond amounts, typically ranging from $25,000 to $50,000. The bond serves as a financial guarantee that the licensee will follow state regulations, complete transactions properly, and resolve valid consumer complaints.
To obtain the bond, applicants must identify their license type, apply through a licensed surety provider, and submit the bond with their TDHCA license application. Maintaining an active bond is essential for staying compliant, protecting consumers, and continuing legal operations in Texas’s manufactured housing industry.
Gary Swiftbonds, nationally recognized expert in surety bonds, bid bonds, and performance bonds.
Updated March 2026
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| Texas – Manufactured Housing BROKER ($50,000) Bond |  |
| Texas – Manufactured Housing INSTALLER ($25,000) Bond | |
| Texas – Manufactured Housing MANUFACTURER ($50,000) Bond | |
| Texas – Manufactured Housing RETAILER ($50,000) Bond | |
| Texas – Manufactured Housing RETAILER/BROKER ($50,000) Bond | |
| Texas – Manufactured Housing RETAILER/BROKER/INSTALLER ($50,000) Bond | |
| Texas – Manufactured Housing RETAILER/INSTALLER ($50,000) Bond | |
Introduction
Texas Manufactured Housing refers to factory-built homes that are constructed according to the federal HUD Code and regulated by the Texas Department of Housing and Community Affairs (TDHCA), Manufactured Housing Division. Businesses involved in manufacturing, selling, installing, or brokering these homes must be licensed and comply with absolute standards to ensure consumer protection, including securing a surety bond as part of the licensing process.
Explanation: Texas Manufactured Housing Bond
A Texas Manufactured Housing Bond is a type of surety bond required by the Texas Department of Housing and Community Affairs (TDHCA) for individuals and businesses involved in the manufacture, sale, brokering, installation, or servicing of manufactured homes in Texas.
This bond ensures that licensees comply with the Texas Occupations Code, Chapter 1201, and all applicable administrative rules, protecting the public from financial loss due to fraud, misrepresentation, or failure to fulfill obligations.
Who Needs This Bond?
Any person or company applying for a Manufactured Housing License in Texas must post a bond according to the license type, including:
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Manufacturer
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Retailer
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Installer
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Broker
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Rebuilder
Read our Texas Wage and Welfare Bond.
Purpose of the Bond
The bond provides a financial guarantee that the licensed party will:
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Abide by Texas laws and TDHCA regulations
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Properly complete sales, installations, or repairs
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Address valid consumer complaints or warranty issues
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Pay any fees or penalties due to the state
If the licensee fails to meet these obligations, claims can be filed against the bond to compensate harmed parties.
Key Features
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Required by: Texas Department of Housing and Community Affairs
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Filed through: Texas Manufactured Housing Division
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Term: Typically 1 year; renewable annually
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Cost: Varies by bond amount and applicant credit (usually 1–5% of the bond amount annually)
See our Town of Anthony, TX – Blanket Building Contractor Bond.
Step-by-Step: Getting a Texas Manufactured Housing Bond
Here’s a step-by-step process to obtain a Texas Manufactured Housing Bond:
1. Identify Your License Type & Bond Amount
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TDHCA requires different bond amounts based on the license
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2. Complete Any Mandatory Education
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For installer licenses, you must attend an approved training class and obtain a certificate before applying.
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3. Apply for the Bond via a Licensed Surety
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Contact a surety provider authorized in Texas.
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4. Receive, Sign & Seal the Bond
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The surety issues the Continuous Manufactured Housing Licensing Surety Bond (TDHCA Form 1025).
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You’ll receive the bond—print, sign it, and ensure the surety seals it.
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5. Submit Bond with License Application
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Mail your bond and all license materials to TDHCA
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Conclusion
The Texas Manufactured Housing Bond is a key requirement that ensures licensed professionals in the industry work ethically and in compliance with state regulations. It safeguards consumers from financial losses due to fraud, negligence, or contract violations, reinforcing accountability and integrity in the manufactured housing market.
Have our Texas Railroad Commission Bond.
Frequently Asked Questions (FAQs)
Here are frequently asked questions (FAQs) about the Texas Manufactured Housing Bond:
Can I purchase the bond online?
Yes, many licensed surety bond providers in Texas offer online applications and digital delivery options.
What happens if a claim is filed on my bond?
If the bond is used to compensate a harmed party, you (the licensee) must reimburse the surety company for the claim amount.
What happens if my bond expires or lapses?
Your license will become non-compliant and may be suspended by TDHCA. You must maintain continuous bond coverage to operate legally.
How long does it take to get a bond?
Most applicants receive approval within 1–2 business days, depending on the credit review and the surety company’s responsiveness.
What factors affect the bond premium?
Your personal and business credit score, financial strength, and business experience all impact the cost.
Get our Texas Staff Leasing Service Bond.