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What does a General Contractor do?

A general contractor is responsible for providing all of the material, labor, equipment and services necessary to build your project. They often hire specialized subcontractors to perform different parts of construction work.

Do you need a General Contractor Bond?

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How do General Contractors get paid?

The way that general contractors get paid is with a percentage of your project cost. They build this number into the total price based on markups for materials, supplies, and labor. Some ask to be compensated in full before work begins while others require payment partway through construction as well as at completion.

What is the difference between a contractor and a general contractor?

An “independent contractor” is someone who contracts with you to do certain tasks. A “general contractor,” on the other hand, comes in handy when needing help for more than one task at once.

What is typically covered by the general contractor?

The general contractor is the one who oversees and coordinates all of your construction needs. They are responsible for securing permits, hiring subcontractors, scheduling work at a worksite and carrying liability insurance in case there's an accident on-site.

Is a general contractor worth it?

The general contractor will definitely be worth it if you need the project to take more than a week. With their knowledge of how long other trades contractors may need, the general contractor can keep things moving smoothly. Read a Olmos Park, TX-Mechanical Contractor ($1,000).

How much does it cost for a contractor?

It's hard to say. The range varies depending on the state, city and sometimes even country you live in. On average though, general contractors charge anywhere from $25-$85 per hour with other charges not listed as hourly rates.

How much does general liability insurance cost for contractors? 

General contractors pay a median premium of around $90 per month or about $1,090 annually. This policy provides protection against third-party injuries, property damage and advertising injury.

Does general liability insurance cover independent contractors?

General Liability Insurance can protect you from accidents, mistakes and other damages caused by them. Make sure to check your policy before hiring an Independent Contractor or Subcontractor!

How is general liability insurance calculated for contractors?

Insurance rates are calculated based on the size of your company. If you're a contractor, multiply your gross revenues by 0.15 to get an estimated cost! Find a Olmos Park, TX-Electrician ($1,000).

What if a contractor is not insured?

To avoid being sued, it's important to make sure a contractor is insured. If an employee or subcontractor gets hurt while working on your project, you could be left footing the bill for their medical bills indefinitely if they're not covered by insurance. Make sure contractors have workers comp coverage before hiring them!

How can you protect yourself from uninsured contractors?

The best way to protect yourself against uninsured contractors is by asking them for proof of licensure, confirming the license is still current and using it as a negotiating tool. Confirm insurance coverage from their primary contractor before starting any work with an estimate that includes all subcontractors should have verification in place too.

What are the risks of hiring an unlicensed contractor?

When hiring a contractor, it is important to consider the risks. Homeowners who hire unlicensed contractors may be held liable for injuries sustained on the job by themselves or third parties. Unsigned contracts could also mean homeowners are required to pay for additional repairs and changes that were not part of what was originally agreed upon in writing as well as property damage caused by an uninsured company due to lack of insurance coverage.

Can a contractor be insured but not licensed?

Is it possible to be an insured contractor without being licensed? Unlicensed contractors, you guessed right — they can't. Since unlicensed contractors are unable to attain liability insurance and worker's compensation because of their lack of a license. Need a Texas Title Attorney ($7,500).

What happens if a contractor gets hurt on your property?

You're probably wondering what happens if a contractor gets hurt on your property. You'll be glad to know that the liability coverage of your homeowners insurance policy will apply in most cases, as long as it was an accident.

Does my homeowners insurance cover contractors?

If a contractor damages your home, homeowners insurance typically helps pay for repairs. However, you should always double-check with your insurer to make sure they cover the type of work and region where a contractor is hired before signing any contracts or agreements!

Why You Should Not Hire An Unlicensed Contractor?

Hiring an unlicensed/insured contractor not only puts your home or business at risk of injury, it also means you won't be able to get a permit. Plus, because they're uninsured and don't have any credentials in their field (or even ones outside), there are no guarantees on how good their work will turn out for years down the line.

How do I get my money back from an unlicensed contractor?

If that does not create a viable solution, determine which fix works best for your circumstances. You can go to Small Claims Court and file a complaint with the State or hire an attorney. See a Harris County, TX-Oversize, Overweight, Overlength and Overheight Loads.

What happens to unlicensed contractors?

Unlicensed contractors are typically subject to criminal and administrative sanctions or penalties. Additionally, individuals who have hired an unlicensed contractor can also bring that contractor to court and require them at the very least to repay them for their work.

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