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| Louisiana – $10,000 Notary Bond without E&O coverage | |
Introduction
A Louisiana Notary Public is a state-appointed official authorized to perform a broad range of legal formalities, including authenticating documents, administering oaths, and drafting certain legal instruments. Not similar to notaries in many other states, Louisiana notaries have civil law notarial powers, which allow them to perform more extensive legal functions without being attorneys.
What is a Louisiana Notary Bond? – Explanation
A Louisiana Notary Bond is a $10,000 surety bond required by the Louisiana Secretary of State for individuals commissioned as notaries public in the state. This bond serves as a financial guarantee that the notary will perform their duties in compliance with Louisiana laws and ethical standards.
Purpose of the Bond
The bond safeguarding the people from financial loss caused by a notary’s misconduct, negligence, or failure to follow notarial laws. If a notary commits an error—such as notarizing fraudulent documents or failing to verify a signer’s identity—the injured party may file a claim against the bond to seek compensation.
Who Needs This Bond?
All non-attorney individuals applying for or renewing a notary commission in Louisiana must submit this bond. Attorneys licensed in Louisiana are exempt from the bond requirement but must still register with the Secretary of State.
How Does It Work?
Step-by-Step Guide to Obtaining a Notary Bond in Louisiana
Step 1: Determine Your Eligibility
Before applying for the bond, ensure you meet the qualifications to become a notary in Louisiana:
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Be at least 18 years old
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Be a resident of Louisiana
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Be able to read, write, and speak English
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Hold a high school diploma or equivalent
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Pass the state notary exam (unless you are a Louisiana-licensed attorney)
Step 2: Apply for Notary Commission
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Complete the Application to Qualify online through the Louisiana Secretary of State’s Notary Division.
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Submit required fees and documentation.
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If not an attorney, you must pass the Louisiana Notary Exam.
Step 3: Obtain a $10,000 Louisiana Notary Surety Bond
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Contact a licensed surety provider, such as Swiftbonds, to obtain your $10,000 notary bond.
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Provide personal and licensing information for underwriting.
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Pay the premium (typically ranges from $50–$100 for the 5-year term).
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Once approved, receive your bond document via email or mail.
Step 4: Submit the Bond to the Secretary of State
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Mail or deliver your original signed and sealed Notary Bond to: Louisiana Secretary of State – Notary Division
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Or file it in person with the parish Clerk of Court if required.
Step 5: Receive Your Notary Commission
Once the bond is accepted and all qualifications are met, the Secretary of State will issue your Notary Commission Certificate. This document allows you to officially begin performing notarial acts in Louisiana.
Step 6: Maintain Your Bond and Commission
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Your bond is valid for five years. Be sure to renew the bond before it expires to avoid a lapse in your notarial authority.
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Keep your contact information up to date with the Secretary of State.
Conclusion
The Louisiana Notary Bond is a crucial tool to ensure that notaries act responsibly and within legal limits. It offers financial protection to the public while encouraging professional accountability among notaries.
Frequently Asked Questions (FAQs)
How long is the bond valid?
The Louisiana Notary Bond is valid for five (5) years, which corresponds to the length of the notary’s commission.
What happens if someone files a claim against my notary bond?
If a claim is filed due to your alleged misconduct or negligence as a notary and it is deemed valid, the surety company may pay up to $10,000 to the harmed party. You, the notary, are then legally obligated to reimburse the surety for any amounts paid.
Where do I submit my notary bond?
You must submit the original signed and sealed bond to the Louisiana Secretary of State, or, in some cases, file it with your parish Clerk of Court.
Can I get a bond online?
Yes. Many bonding companies, such as Swiftbonds, offer an easy online application process, with instant quotes and digital delivery of the bond.
Is Errors and Omissions (E&O) Insurance the same as a bond?
No. A surety bond protects the public, while E&O insurance protects you, the notary, from financial liability arising from honest mistakes.
What if my bond expires or is canceled?
If your bond expires or is canceled and not renewed, your notary commission becomes invalid, and you must cease performing notarial acts until you obtain a new bond and restore your status.
How do I renew my bond?
To renew, contact your bonding provider before your bond’s expiration. Submit the new bond to the Louisiana Secretary of State to maintain an active notary commission.