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Experts that have EXPERIENCE on how to get you a fast approval.
Our RELATIONSHIPS allow us to get you approved at the least possible expense – KNOWLEDGE borne of years of hard work. We KNOW the formulas used by the big and small surety companies and utilize that to YOUR advantage.
We work WITH you so that you get the right deal at the lowest cost with the smallest reserve amount.
We LOVE comparisons with other companies; contact your local broker of insurance and see if their cursory understanding can match our deep command of the industry.
We don’t do bail, court or probate bonds. We FOCUS solely on contract bonds (bid, performance and payment).
We are a PARTNER in the truest sense of the word. We help you determine what you need and then work with you to get it done. We are consistently helping our partners re-cast their financials so that they better match what the sureties need for underwriting. We work with you and your financial team to come to the absolute best decision and then work to implement it.
We have TONS of information on our site. Below is just a quick overview of what we offer.
Most guaranties are needed for the construction industry. In a typical building bid scenario, a contract surety guarantee is issued to provide assurance to the owner that whoever is being guaranteed will actually do what they say that they are going to do (per the terms of the contract). Usually, this is a performance guarantee, which provides that the contract will perform their job in a satisfactory manner. The other major type is a payment guarantee, where the payments are guaranteed by the surety, whether to a subcontractor or a material supplier.
Quick Tip: Any contract by the federal government over $100,000 requires a guarantee of a contractor’s satisfactory performance.
Another Tip: It is a great idea to have a bond required as part of the bidding process for most building projects. Once you have yours, you have a leg up on the competition. Thus, talk with the building bid supervisor and have this be a requirement; you’ll lose some competition (usually the low-end bidders) this way.