We are the Surety Bond EXPERTS.

Contact us now to enjoy our 2 Hours or Less! approval process.
Experts that have EXPERIENCE on how to get you a fast approval.
Our RELATIONSHIPS allow us to get you approved at the least possible expense – KNOWLEDGE borne of years of hard work.  We KNOW the formulas used by the big and small surety companies and utilize that to YOUR advantage.
We work WITH you so that you get the right deal at the lowest cost with the smallest reserve amount.

We LOVE comparisons with other companies; contact your local broker of insurance and see if their cursory understanding can match our deep command of the industry.

  • FAST (2 Hours or Less!) and secure application process
  • Expert knowledge
  • Friendly and responsive customer service
  • It’s our relationships that make us a leader in the surety business
  • We built those relationships through HARD WORK – the same way you build your business

We don’t do bail, court or probate bonds.  We FOCUS solely on contract bonds (bid, performance and payment).

We are a PARTNER in the truest sense of the word.  We help you determine what you need and then work with you to get it done.  We are consistently helping our partners re-cast their financials so that they better match what the sureties need for underwriting.  We work with you and your financial team to come to the absolute best decision and then work to implement it.

We have TONS of information on our site.  Below is just a quick overview of what we offer.

Surety Bonds Expert Service

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Construction

Most guarantees are needed for the construction industry.  In a typical building bid scenario, a contract surety guarantee is issued to provide assurance to the owner that whoever is being guaranteed will actually do what they say that they are going to do (per the terms of the contract).  Usually, this is a performance guarantee, which provides that the contract will perform their job in a satisfactory manner.  The other major type is a payment guarantee, where the payments are guaranteed by the surety, whether to a subcontractor or a material supplier.

Quick Tip: Any contract by the federal government over $100,000 requires a guarantee of a contractor’s satisfactory performance.

Another Tip: It is a great idea to have a bond required as part of the bidding process for most building projects.  Once you have yours, you have a leg up on the competition.  Thus, talk with the building bid supervisor and have this be a requirement; you’ll lose some competition (usually the low-end bidders) this way.

Interesting Facts, Tidbits and other Things that we Find Interesting:

The beginnings of the fidelity business started in London in 1720.  The start of contractual law dates all the back to the Code of Hammurabi in 1700 B.C.

Since 1893, anybody wanting to work with the Federal Government on a public works projects must get a bond to guarantee the performance of the agreement as well as payment of all suppliers and subcontractors.  This requirement is known in the industry as the Miller Act.

Nearly every state, plus all territories and the District of Columbia have passed similar laws known as “Little Miller Acts.”

Bonds have increased by 35% in recent years in private construction contracts even though the number of overall contracts have decreased by 24%.

Although generally considered similar to insurance, surety is not the same thing.  Instead, it is a guarantee and is not designed to cover potential losses.  It is akin to Private Mortgage Insurance in that the fee is not designed to be used, but instead is a fee for covering the possibility of a default (sometimes called a known unknown or a black swan event).

Testimonials

I thought I had no chance and they were able to find me a great deal
Lorenzo S
They got us a fantastic gurantee at 45% of the price we were going to pay! Thanks
Karen B
A real lifesaver. Gary and his team came through when we were desperate
Larry M

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